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- Hopeful Ever After #008
Hopeful Ever After #008
April 2025
Carolyn Howard, CFP®
April 29, 2025 • Estimated Reading Time: 4 minutes
Hopeful Ones,
As Spring continues to reveal itself with flowers coming up in our gardens, I hope you are shedding the darkness of the Winter and the grief that can embrace us. Emerging from deep grief takes time and patience. Like flowers beginning to come to life, may you begin to slowly emerge into a brighter self.
Ever hopeful,
Carolyn
❝
“You cannot prevent the birds of sorrow from flying over your head, but you can prevent them from building nests in your head.”
Old Chinese Proverb
This Month’s Financial Tip
High Yield Savings Account
TIP: Go to www.bankrate.com for the best High Yield savings accounts and money market rates. Online banks often have the best rates since they do not have overhead expenses. They pass those savings onto customers.
If you need or want help with your budgets, please reach out, we have worksheets that can help.
941-841-6564 OR email me at [email protected]
Short Term Goals, High Yield Interest
A client called and said I have gotten a refund from my taxes. What should I do with it? We began to explore her goals. One of her goals is to buy a used car at the end of the year. Her target goal for the car is $20,000. She had already saved some money but with a $9,000 refund, she was very close to achieving that goal.
This is a short-term goal. Putting the money in a high yield savings account or a money market fund is the best place to put that short term money.
Please call.- 941-841-6564 if you want to understand how to choose the best short-term savings goal.
Takeaway
If you’re planning a big purchase soon, like a car, parking your money in a high-yield savings account can be a smart move.
Importance Of Goal Setting
What are goals: Goals are a desired result or outcome that a person is wanting to achieve. You set your sights on them and work toward them, often through very careful planning, effort, and persistence. They can be short-term (like finishing a project), mid-term (saving to buy a home) or long-term (staying healthy into old age).
If you want to better understand your financial goals, please contact me at 941-841-6564 or email me at [email protected]
"So ladies, next time your grandchildren complain about your favorite recipe, just remind them that compared to these ancient recipes, they don't know how good they have it.
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This Month’s Recipe
Gif by GiantTigerStore on Giphy